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First-Time Homebuyer Checklist

1 min read · October 30, 2026

  1. Set a budget that includes registration, stamp duty, GST and interiors, not just the base price.
  2. Check loan eligibility with two or three banks before you shortlist.
  3. Shortlist by location first, then by project.
  4. Verify RERA and approvals for every shortlisted project.
  5. Visit the site and, if possible, a completed project by the same developer.
  6. Get the cost sheet in writing and compare all-inclusive prices.
  7. Read the agreement before paying beyond the booking amount.
  8. Plan possession: snag list, maintenance charges and registration.

This checklist is general information, not legal, tax or financial advice. Speak to a qualified professional for your situation.

General information only, not legal, tax or financial advice. Last reviewed October 30, 2026.

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